1077 N INDEPENDENCE DRIVE, MONTROSS, VA 22520

$490,000

MOTIVATED SELLER... HUGE PRICE IMPROVEMENT! 1f30a; Elevated Potomac River Retreat | Turnkey & Fully Furnished Welcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginia's Northern Neck. Perched high… Read More above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the water's edge, the setting provides a unique vantage point - delivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed. Inside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand new - roof, flooring, appliances, fixtures, bathrooms, and finishes throughout - resulting in a home that feels fresh, modern, and turnkey. Large windows and seamless indoor-outdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breezes. 2728; What Makes This Property Stand Out Elevated Bluff Setting: Dramatic, protected river views with added privacy and long-term vantage above the Potomac. Efficient & Thoughtful Design: Renovated to maximize function and flow - perfect for buyers who value quality over excess square footage. Fully Furnished & Turnkey: Move right in or launch a short-term rental immediately - furnishings convey. Indoor-Outdoor Living: Multiple outdoor living areas expand usable space and enhance the lifestyle experience. Community Amenities: Access to community beaches, marina, pool, clubhouse, and recreational facilities. 1f4c8; Investor Appeal & Rental Demand The Northern Neck continues to see strong demand for waterfront and water-view Airbnbs, particularly fully furnished, low-maintenance homes within a few hours of Washington, D.C., Northern Virginia, and Fredericksburg. This property's views, condition, and turnkey nature make it especially attractive for short-term rental buyers seeking solid performance without the burden of major renovations. 1f4b0; Unmatched Value on the Potomac To truly appreciate the opportunity at 1077 N Independence Dr, consider the broader market context. Comparable riverfront or river-view properties along the Potomac in Northern Virginia - particularly in areas like McLean - regularly command $2M+ price points, often with less dramatic views and far higher density. Here, you're getting elevated, unobstructed panoramic Potomac views, a fully renovated and furnished home, and a turnkey lifestyle - all at a fraction of that cost. Simply put, this property delivers significantly more view, more privacy, and more lifestyle per dollar than nearly anything else on the river. Whether you're looking for a lock-and-leave second home, a stylish primary residence, or a high-demand short-term rental, 1077 N Independence Dr delivers an elevated river lifestyle that prioritizes views, experience, and simplicity... A value proposition that is exceptionally hard to replicate anywhere closer to D.C. Come see why this setting, design, and location make all the difference - this isn't about size, it's about how it lives. 1f305; Read Less

Courtesy of Michael Thrash, Samson Properties 703-378-8810

Listing Snapshot

Days Online

145

Last Updated

Jun 10, 2026

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

1,981

Lot Size

1.49 Acres

Year Built

2002

MLS Number

VAWE2010350

Additional Details

Appliances & Equipment

Stainless Steel Appliances, Dishwasher, Dryer - Front Loading, Dryer - Electric, Microwave, Oven - Self Cleaning, Refrigerator, Icemaker, Stove, Washer, Water Heater

Building

Built in 2002, Built in 2024 (effective), Living area: 1981, Levels: 2, Construction Materials: Aluminum Siding, Brick

Cooling

Central A/C

Accessibility Features

Doors - Swing In

Exterior Features

Patio/Porch Features: Porch(es), Balcony

Foundation

Slab

Heating

Central

Home Owner's Association

Association Fee: $54, Fee Frequency: Monthly, Fee Includes: Common Area Maintenance, Recreation Facility, Road Maintenance, Snow Removal, Amenities: Beach, Boat Dock/Slip, Basketball Courts, Boat Ramp, Club House, Exercise Room, Marina/Marina Club, Non-Lake Recreational Area, Pool - Outdoor, Volleyball Courts, Tot Lots/Playground, Water/Lake Privileges, Tennis Courts, Picnic Area

Interior Features

Floor Plan - Open, Recessed Lighting, Attic, Bathroom - Walk-In Shower, Ceiling Fan(s), Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Wood Floors

Lot

1.49 acres, Front Yard, Landscaping, Open, Partly Wooded, Rear Yard, SideYard(s)

Parking

Unpaved

Pets Policy

Allowed: Dogs OK, Cats OK

Property

Very Good, Other structures: Above Grade, Below Grade, Panoramic, River, Street, Trees/Woods, Water

Roof

Shingle

Sewer

Gravity Sept Fld

Taxes

Additional parcels description:, Annual Amount: $1,740, Lot: 164, Year: 2025, Zoning: R1, Zoning description: Single-family Res

Utilities

Water Source: Public

Water Features

Water Body Name: Potomac River, Boat/Launch Ramp - Public

Windows

Sliding

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1077 N INDEPENDENCE DRIVE

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