$1,175,000

WELCOME TO 616 OYSTER LANE...WATERFRONT LIVING AT ITS FINEST! This immaculate maintained 3BR/3BA 8-year young custom-built home is located in the highly desirable and sought after Montego Bay community in North Ocean City and is situated on a peaceful protected deep-water basin offering quick & easy access to the open… Read More bay. The 1st floor features 2 bedrooms and 2 full baths-including a stunning en suite with a floor to ceiling tiled walk-in shower, a great room offering soaring 17' ceilings, and a dedicated laundry room with a full size washer & dryer and room for an additional refrigerator. The 2nd floor features a 3rd bedroom & bath, a large loft overlooking the 1st floor, a bonus room and storage areas. The kitchen features a sit-at island, granite countertops, stainless steel appliances, tile backsplash, a pantry closet and 42" cabinets. The living room area features an electric fireplace with a beautiful custom-built floor to ceiling wood surround. Additional interior features include COREtec LVP flooring, board & batten wainscoting, two 8' wide patio doors, tile flooring in the baths, gable windows, a Rinnai tankless water heater, recessed lighting and much more. The exterior features a 10 x 24 porch overlooking the water with cathedral ceilings, composite decking & glass railings, a 10 x 24 cement pad under the porch, a 7 x 26 ground-level deck with composite decking, a vinyl bulkhead with a 5 x 40 dock & a 5 x 28 pier, both with composite decking, and an 8,000 lb capacity boatlift with remote. Additional features include a 5 x 20 shed with drywall, shelving, & electric, an outside shower, a cement walkway and patio, hardscaping and a 2-car cement parking pad. Icing on the cake? The location is less than a mile from the beach and is within walking distance to the beautiful Northside Park, the Montego Bay Shopping Center, an abundance of restaurants and bars and mini golf courses. You also have beautiful views of the 4th of July, and Sunday's fireworks, held at the Northside Park during the summer season. The community features 3 pools, including a kiddie pool for the little ones, 2 tennis courts, a pickleball court, a basketball court, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a 1/2 mile paved walking path, a 5-acre open park and street lighting with a lamppost at every residence. Additional amenities include city streets & sidewalks, city water & sewer and city trash collection. The HOA fees are just $415 a year. Don't miss out on this fabulous opportunity to make this your truly special home! Interior and drone pictures to follow. Read Less

Courtesy of Michael E Grimes, Montego Bay Realty 410-250-3020

Listing Snapshot

Days Online

Last Updated

Oct 23, 2026

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

1,869

Lot Size

0.08 Acres

Year Built

2018

MLS Number

MDWO2042160

Additional Details

Property Access

Road Responsibility: City/County, Road Surface: Black Top

Appliances & Equipment

Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Energy Efficient Appliances, Exhaust Fan, Instant Hot Water, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless, Other equipment: Negotiable

Building

Built in 2018, Living area: 1869, Levels: 1.5, Entry level: 1, Construction Materials: Frame, Vinyl Siding

Cooling

Ceiling Fan(s), Heat Pump(s), Central A/C

Doors

Insulated, Sliding Glass

Accessibility Features

2+ Access Exits

Exterior Features

Patio/Porch Features: Deck(s), Patio(s), Porch(es), Exterior Lighting, Gutter System, Outbuilding(s), Outside Shower, Sidewalks, Street Lights

Fireplaces

1 fireplace, Electric

Floors

Carpet, Luxury Vinyl Plank, Tile/Brick

Foundation

Block, Crawl Space

Heating

Heat Pump(s)

Home Owner's Association

Association Fee: $415, Fee Frequency: Annually, Fee Includes: Common Area Maintenance, Management, Reserve Funds, Amenities: Basketball Courts, Common Grounds, Lake, Pickleball Courts, Pool - Outdoor, Shuffleboard, Tennis Courts

Interior Features

Built-Ins, Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Sprinkler System, Upgraded Countertops, Wainscotting, Window Treatments, Bathroom - Tub Shower, Bathroom - Walk-In Shower

Lot

0.08 acres, Dimensions: 40 x 90, Bulkheaded, Cleared, Fishing Available, Landscaping, Level, Road Frontage, SideYard(s)

Parking

Concrete Driveway

Pets Policy

Allowed: Cats OK, Dogs OK

Property

Excellent, Other structures: Above Grade, Below Grade, Canal

Roof

Architectural Shingle

Security Features

Carbon Monoxide Detector(s), Exterior Cameras, Smoke Detector, Sprinkler System - Indoor

Sewer

Public Sewer

Taxes

Annual Amount: $9,211, Lot: 1463B, Year: 2026, Zoning: TR

Utilities

Cable TV Available, Natural Gas Available, Phone Available, Sewer Available, Water Available, Water Source: Public, 200+ Amp Service

Windows

Double Hung, Double Pane, Energy Efficient, Insulated, Low-E, Screens, Skylights, Sliding, Transom

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616 OYSTER LANE

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