1040 WHITE SANDS DRIVE, LUSBY, MD 20657 - PenFed Realty Mid-Atlantic

$1,549,000

A truly rare opportunity to own one of the area's most distinctive estates. Situated on approximately 3 private acres, this remarkable Tidewater Vernacular Revival residence offers nearly 6,000 square feet of living space with 7 bedrooms, 6 full bathrooms, and 1 half bath, delivering an unmatched combination of historic character,… Read More modern comfort, exceptional craftsmanship, and income-producing potential. Currently operated as a successful multi-unit Airbnb with three private guest suites and a separate main residence, the property provides incredible flexibility for a variety of lifestyles and investment goals. Continue operating as a short-term rental, create a multigenerational compound, enjoy a primary residence with supplemental rental income, or utilize as a single grand estate. Steeped in local history, the home's exact age remains unknown after county records were lost in a courthouse fire, but local historians believe it may have been built by John Bancroft. Expert brick masons have noted that the home's distinctive brickwork predates 1900. Built to an extraordinary standard rarely seen today, the structure features over 20-inch-thick brick walls, concrete-supported floors reinforced by riveted steel beams, and a legendary 100-year copper roof. The result is a residence that feels more like a fortress than a traditional home. Since purchasing the property in 2018, the current owners have invested extensively in updating, improving, and maintaining the home while preserving its historic integrity and architectural significance. The result is a property that seamlessly blends timeless craftsmanship with the conveniences expected by today's homeowners and guests. The expansive main kitchen is designed for both everyday living and entertaining, featuring a Thermador six-burner gas range with integrated grill, farmhouse sink, bar sink, abundant workspace, and generous storage. The owner's suite is a private retreat featuring a wood-burning fireplace and a secure three-point locking exterior door that opens to an industrial-style metal exit staircase. A second wood-burning stove adds warmth and character to the lower level. The property offers an abundance of unique amenities seldom found in a single residence, including a secured concrete panic room with steel door, lock guards, and keypad access; a whole-house alarm system with independent controls for each living area; app-based monitoring capabilities; and exterior camera systems covering the garage and rear grounds. Storage is exceptional throughout. A massive fully floored attic spans nearly the entire upper level and breezeway, providing an enormous amount of easily accessible storage space. The two-car garage includes built-in shelving, while the home's versatile layout accommodates everything from a home gym to hobby spaces and work-from-home needs. Natural light floods the upper and lower breezeways, where walls of windows frame beautiful views and create inviting transitional spaces. Outside, landscaped stone pathways meander throughout the grounds, leading to a fenced garden area, a fully functional chicken coop, and numerous opportunities for expansion. With ample acreage available, there is room to add a pool, detached workshop, guest cottages, recreational amenities, or additional outdoor living spaces. Boating enthusiasts will appreciate the property's proximity to a local marina just minutes away, offering deep-water slips and convenient access for spending unforgettable days cruising, fishing, and exploring the river. Properties offering this level of history, versatility, privacy, security, and income potential are exceptionally difficult to find. Whether you're seeking a landmark residence, a multigenerational family compound, a hospitality investment, or a combination of all three, this one-of-a-kind estate presents an opportunity unlike any other. Please no driveby's as there are guests at times. Read Less

Courtesy of Melanie D Montague, EXP Realty, LLC 888-860-7369

Listing Snapshot

Days Online

Last Updated

Jun 22, 2026

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

5,761

Lot Size

3 Acres

Year Built

1940

MLS Number

MDCA2028028

Additional Details

Basement

Daylight, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Windows

Building

Built in 1940, Living area: 5761, Levels: 3, Construction Materials: Brick

Cooling

Ceiling Fan(s), Ductless/Mini-Split, Heat Pump(s)

Accessibility Features

None

Fireplaces

3 fireplaces

Floors

Wood

Foundation

Permanent, Brick/Mortar

Garage

2 spaces

Heating

Heat Pump(s)

Home Owner's Association

Association Fee: $540, Fee Frequency: Annually

Lot

3 acres, Additional Lot(s)

Property

Other structures: Above Grade, Below Grade

Roof

Copper, Rubber

Sewer

Gravity Sept Fld, On Site Septic

Taxes

Additional parcels description:, Annual Amount: $4,847, Lot: 1, Year: 2025, Zoning: R

Utilities

Water Source: Public

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